"Meeting you where you are, helping you ascend to where you want to be"
From the Owner
Adult Life Insurance
When considering life insurance options, it's essential to assess your financial situation, long-term goals, and family's needs. Cunningham Ascension Group can help you choose the most suitable policy for your circumstances.
Term Life Insurance: This type of insurance provides coverage for a specified period, typically ranging from 10 to 30 years. It pays out a death benefit if the policyholder passes away during the term of the policy. Term life insurance is often more affordable than permanent life insurance.
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Whole Life Insurance: Unlike term life insurance, whole life insurance provides coverage for your entire life as long as premiums are paid. It also includes a cash value component that grows over time, which you can borrow against or use to supplement retirement income.
Universal Life Insurance: Universal life insurance offers flexibility in premium payments and death benefits. It combines a death benefit with a cash value component, allowing policyholders to adjust their premiums and death benefits over time.
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Final Expense Insurance: Also known as burial insurance, final expense insurance is designed to cover funeral and burial expenses, as well as any outstanding debts or medical bills. It typically has lower coverage amounts and is easier to qualify for than other types of life insurance.
